First home buyer broker Melbourne

Why first home buyers use a broker

The first purchase is the most confusing. A first home buyer broker in Melbourne explains your real budget, the grants you qualify for, and which lenders are most generous with low deposits.

We do this for free — and because we compare 40+ lenders, you're far more likely to get approved at a great rate.

Grants and schemes we'll check for you

• Victorian First Home Owner Grant of $10,000 on eligible new homes.
• Stamp duty exemptions up to $600,000 and concessions to $750,000.
• The federal First Home Guarantee — buy with a 5% deposit, no LMI.
• Off-the-plan and pensioner concessions where they apply.

How much can you borrow?

Your borrowing power depends on income, expenses, debts and the number of dependants you have. We assess it accurately across multiple lenders so you know your true budget.

Our borrowing power calculator gives you a quick estimate before we refine it together.

The first home buyer journey

We start with pre-approval so you can bid or offer with confidence, then finalise your loan once you've found the right place. We coordinate the lender, valuer and conveyancer through to settlement.

Throughout, you have one point of contact who explains every step in plain language.

Local Melbourne expertise

We know which lenders favour apartments, townhouses and the suburbs first home buyers are actually buying in. That local knowledge helps your application sail through.

From Footscray to Box Hill, we match you to a lender that lends comfortably against your chosen property.