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XLOANS · Borrowing power by income

Salary & borrowing power calculators

What could your income mean for your next home? Explore a salary guide, or get an estimate with your own household details.

Free · No credit check · No sign-up to see your quiz result

Find your salary range

Your annual salary, before tax

$60,000

Annual gross salary

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$70,000

Annual gross salary

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$80,000

Annual gross salary

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$90,000

Annual gross salary

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$100,000

Annual gross salary

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$110,000

Annual gross salary

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$120,000

Annual gross salary

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$130,000

Annual gross salary

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$140,000

Annual gross salary

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$150,000

Annual gross salary

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$160,000

Annual gross salary

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$175,000

Annual gross salary

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$200,000

Annual gross salary

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$250,000

Annual gross salary

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Combined household income

$150,000

Combined annual income

View salary guide

$200,000

Combined annual income

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$250,000

Combined annual income

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$300,000

Combined annual income

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Single parent with two children & HECS

$80,000

Annual salary · two children · HECS

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$100,000

Annual salary · two children · HECS

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$120,000

Annual salary · two children · HECS

View salary guide

Salary guides use illustrative assumptions, not lender-approved borrowing limits. Expenses, dependants, debts, income type and lender policy all affect your result. Estimates are not an offer of credit or pre-approval.

Your salary is only the starting point.

Include your partner, dependants and debts in the 60-second quiz.

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