Live lender data
Live home loan rate comparison
Enter your loan requirements and XLOANS matches them against home loan products retrieved straight from XLOANS panel lenders' public Consumer Data Right feeds. Every result shows the lender's own published rate, the fees they publish alongside it, and exactly when we last retrieved it.
Short answer
This page compares live advertised home loan rates published by XLOANS panel lenders through their official Consumer Data Right feeds. It opens on an 80% LVR owner-occupied variable loan across all panel lenders, sorted cheapest advertised rate first. Rates are advertised only — your actual rate depends on the lender's credit assessment.
- Opening view
- Owner occupied · 80% LVR · Variable
- Sorted by
- Lowest advertised rate
- Lenders shown
- XLOANS panel lenders with CDR data
You're looking at our default scenario: a $640,000 owner-occupied loan on an $800,000 property (80% LVR) on principal and interest, variable rates, all panel lenders, cheapest advertised rate first. Change anything below and press compare to run your own scenario.
Retrieving matching products…
What these rates are — and are not
- Indicative and advertised only. Every rate shown is the lender's published rate for that product. Your actual rate depends on the lender's eligibility criteria and credit assessment, including your LVR, loan size, income type, credit history and the security property.
- Nothing is estimated in place of missing data. Where a lender does not publish a value — a comparison rate, a maximum LVR, a fee — XLOANS shows nothing rather than a guess.
- Our lender panel only. XLOANS only shows lenders on our accredited panel — the loans we can actually arrange for you. Direct and online-only products that brokers cannot submit are excluded, and only panel lenders who publish Consumer Data Right data appear here.
- Estimated costs are illustrations. The estimated repayment and first-year cost apply the matched rate to the loan amount you entered over a 30-year term, plus published annual fees. They are not quotes.
- Source. Product and rate data is sourced from participating lenders' public Consumer Data Right (CDR) Product Reference Data APIs. XLOANS retains the original lender response for each product for audit purposes.
Want your real rate, not an advertised one?
Advertised rates are a starting point. Send us your scenario and we will tell you which lenders will actually price it — including the ones that discount below their published rate.