Compare home loan lenders
There are more than 100 lenders in Australia and they do not assess you the same way. These guides explain how each type of lender differs on rate, credit policy, income treatment and approval speed — so you apply where you'll actually be approved.
Big four banks vs non-bank lenders
How the big four banks compare to non-bank lenders on rates, credit policy, approval speed and service — and which type of lender suits your situation. Free broker chat.
Read the comparisonLenders that accept bad credit
Which Australian lenders approve home loans with defaults, arrears or a low credit score — what they charge, what they need, and how to move back to a prime rate later.
Read the comparisonBest lenders for self-employed borrowers
Which Australian lenders suit self-employed borrowers — one-year tax returns, alt-doc and low-doc policy, add-backs and how much you can actually borrow. Free broker chat.
Read the comparisonBest lenders for casual, contract and overtime income
How Australian lenders treat casual, contract, overtime, shift and bonus income — who counts 100%, who shades it, and how to maximise your assessed income. Free broker chat.
Read the comparisonBest lenders for low deposit home loans
Which Australian lenders accept a 5% or 10% deposit, how LMI and the First Home Guarantee change the maths, and what a low-deposit approval really needs.
Read the comparisonBest lenders for property investors
Which lenders suit property investors — rental income shading, interest-only policy, negative gearing add-backs, debt-to-income limits and building a portfolio. Free broker chat.
Read the comparisonBest lenders for first home buyers
How to choose a lender as a first home buyer — First Home Guarantee participation, genuine savings rules, gifted deposits, and which lenders are quickest to approve.
Read the comparisonOnline lenders vs traditional banks
Digital home loan lenders versus traditional banks in Australia — pricing, approval speed, credit policy, service and what happens when something goes wrong.
Read the comparisonCredit unions and mutual banks vs major banks
How customer-owned banks compare to the majors on rates, service, credit policy and scheme access for Australian home loan borrowers.
Read the comparisonSpecialist vs prime lenders
Prime, near-prime and specialist home loan lenders explained — who qualifies for each tier, what the rate premium costs, and how to move back up to prime.
Read the comparisonWhich lender will approve you?
We compare 40+ lenders against your actual income, deposit and credit file — free, in 15 minutes.