Mortgage broker Fitzroy

Why choose a mortgage broker Fitzroy Melbourne

As a mortgage broker Fitzroy Melbourne, XLOANS compares the whole market in one go instead of you ringing banks one by one. We weigh the headline rate against fees, offset features and cashback to find the true best deal.

Whether you're a first home buyer, refinancing or investing in Fitzroy, we match you to the lender most likely to approve your loan at a sharp rate.

What we help with

• First home buyer loans, grants and the 5% deposit scheme.
• Refinancing to a lower rate or to access equity.
• Investment and SMSF property finance.
• Self-employed, low-doc and specialist lending.

How much can you borrow in Fitzroy?

Your borrowing power depends on income, expenses, debts and dependants — and every lender assesses it differently. We work it out accurately across multiple lenders so you know your real budget for Fitzroy.

Our borrowing power calculator gives you a quick estimate before we refine it together.

Free, local and lender-paid

Our service is free to you — we're paid by the lender and we disclose it. You get local Fitzroy lending knowledge at no cost and no obligation.

One point of contact manages your application, valuation and settlement end to end.

The Fitzroy property market

Fitzroy is one of Melbourne's most characterful inner-city suburbs, full of Victorian terraces, converted warehouses and boutique apartments around Brunswick and Gertrude Streets. Its heritage housing and growing apartment stock mean lenders treat properties differently — period homes are popular, while some banks are wary of smaller units. As a local Fitzroy broker, we know which lenders are comfortable with the area and will help your loan move smoothly.