Mortgage broker Southbank

Why choose a mortgage broker Southbank Melbourne

As a mortgage broker Southbank Melbourne, XLOANS compares the whole market in one go instead of you ringing banks one by one. We weigh the headline rate against fees, offset features and cashback to find the true best deal.

Whether you're a first home buyer, refinancing or investing in Southbank, we match you to the lender most likely to approve your loan at a sharp rate.

What we help with

• First home buyer loans, grants and the 5% deposit scheme.
• Refinancing to a lower rate or to access equity.
• Investment and SMSF property finance.
• Self-employed, low-doc and specialist lending.

How much can you borrow in Southbank?

Your borrowing power depends on income, expenses, debts and dependants — and every lender assesses it differently. We work it out accurately across multiple lenders so you know your real budget for Southbank.

Our borrowing power calculator gives you a quick estimate before we refine it together.

Free, local and lender-paid

Our service is free to you — we're paid by the lender and we disclose it. You get local Southbank lending knowledge at no cost and no obligation.

One point of contact manages your application, valuation and settlement end to end.

The Southbank property market

Southbank is a high-rise riverside suburb on the CBD's doorstep, dominated by apartment towers near the arts precinct and Yarra promenade. High-density apartments are exactly where lender policy varies most — many banks limit how much they'll lend on small units or apply postcode restrictions. This is where a broker really earns their keep: we know which lenders are comfortable with Southbank towers and will fund your purchase or refinance.