SMSF loan broker Melbourne

What is an SMSF property loan?

An SMSF loan lets your self-managed super fund borrow to buy an investment property through a limited recourse borrowing arrangement. An SMSF loan broker in Melbourne arranges finance that keeps your fund compliant.

The property is held in a separate trust, and the lender's recourse is limited to that asset — protecting your fund's other assets.

Who can use an SMSF loan

• Trustees of a compliant self-managed super fund.
• Funds with a sufficient balance and a sound investment strategy.
• Both residential and commercial property purchases.
• Business owners buying their premises through super.

Rules you need to know

SMSF lending has strict rules: the property must be for investment only, you can't live in a residential SMSF property, and the fund must meet the sole-purpose test.

Lenders typically require a larger deposit (often 20–30%) and higher liquidity buffers. We guide you through every requirement.

Getting the structure right

The setup — bare trust, fund deed and lender requirements — must be precise, or the loan can fall over at settlement. We coordinate with your accountant and adviser to keep everything compliant.

Fewer lenders offer SMSF loans, so comparing the market matters even more for rate and policy.

Free and Melbourne-based

Our service is free to you; we're paid by the lender and disclose it. You get specialist SMSF lending advice at no cost.

We work alongside your financial adviser and accountant — note that we arrange the loan, not the financial or tax advice itself.