Rental Yield & Negative Gearing Calculator
Estimate gross and net rental yield, rental losses and illustrative after-tax cash flow for an investment property.
Gross rental yield
4.16%
Net yield before finance
3.10%
Annual cash flow before tax
-$15,736
Taxable rental profit / loss
-$15,736
Illustrative after-tax cash flow
-$10,700
Want a broker to review these numbers? We'll prefill your enquiry so you can submit in seconds.
Assumptions and limitations
Cash flow assumes interest-only repayments. Loan principal is not tax-deductible. Depreciation reduces taxable income, not cash expenses. All expenses and interest are assumed deductible, subject to rental use and loan purpose. A single user-entered marginal rate applies to profit or loss; offsets, bracket changes, HELP, capital gains and personal circumstances are excluded. This is not a promised refund. Confirm deductibility with your tax adviser.
Full investment cash-flow calculator includes more detailed expenses and repayment options.
Compare live panel lender rates. All calculations are estimates only, not financial, tax or credit advice.
Related calculators
Keep planning your next move with these free tools.
Investment Property Cash Flow Calculator
Calculate weekly cash flow on an investment property before and after tax, including negative gearing.
Open calculatorInterest-Only vs P&I Calculator
Compare interest-only and principal-and-interest repayments, later repayment increases and total interest.
Open calculatorUsable Equity & Next Purchase Calculator
See your usable equity and the investment property price or renovation budget it could fund.
Open calculatorLike what the numbers show?
Book a free, no-obligation 15-minute chat with an XLOANS broker. We'll help you take the next step.