Stamp Duty Calculator

Estimate the transfer (stamp) duty payable on your property purchase in any Australian state or territory. Stamp duty is one of the biggest upfront costs of buying — budget for it early.

$

Estimated stamp duty

$28,162

As % of value

3.75%

Indicative standard owner-occupier duty. Tick the first home buyer box to apply concessions — or talk to a broker.

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Plan for your upfront costs

Stamp duty is paid at settlement and is usually required as cash on top of your deposit. Concessions for first home buyers, off-the-plan purchases and pensioners can dramatically reduce or remove it — so it's worth checking your eligibility before you commit.

Key terms explained

The main terms used in this calculator and its results.

Conveyancing
The legal process of transferring property ownership from the seller to the buyer, usually handled by a conveyancer or solicitor.
Deposit
The upfront portion of a property's price you pay yourself, with the remainder funded by your home loan.
Settlement
The final stage of a property purchase when ownership legally transfers and your loan funds are paid to the seller.
Stamp Duty
A state government tax charged on property purchases, calculated on the property's value and varying by state.
View the full mortgage glossary

Frequently asked questions

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