Mortgage broker Craigieburn

Why Craigieburn buyers use a local broker

Craigieburn offers what the inner suburbs can't: a modern family house around the $660,000 median, inside the 5% deposit scheme cap, with new schools and the Highlands and Craigieburn Central amenity. Most purchases here are first home buyers and young families — and most finance questions are about construction loans, deposits and LMI.

We run your scenario across 40+ lenders so you know your real budget — and we manage house-and-land drawdowns if you're building.

Craigieburn lending insights we act on

• Houses around $660,000 fit the First Home Guarantee cap — a 5% deposit with no LMI is realistic here.
• House-and-land and knockdown-rebuild purchases are construction loans, drawn in stages against a fixed-price contract.
• New estate supply can produce valuation shortfalls at settlement — we structure a buffer and pick lenders with appetite for the corridor.
• Trade, shift and self-employed income is common — lender treatment varies and drives approval more than the property does.

What we help Craigieburn locals with

• First home buyer purchases with the 5% deposit scheme and duty concessions.
• Construction loans for house-and-land in new estates.
• Refinancing to sharper rates or to release equity.
• Investment loans for family houses and townhouses with strong rental demand.

Free, local and lender-paid

Our service is free to you — we're paid by the lender and we disclose it. You get genuine northern-corridor lending knowledge at no cost and no obligation.

One point of contact manages your application, valuation and settlement end to end, whether you're buying in Craigieburn, Mickleham, Greenvale or Roxburgh Park.

The Craigieburn property market

Craigieburn is one of Melbourne's fastest-growing northern corridors, built largely on newer estates with a strong pipeline of house-and-land packages. Most buyers here are first home buyers or growing families, and construction finance is a regular part of the conversation — staged drawdowns, builder progress payments and interest-only during the build. Established homes in older pockets value reliably; brand-new estates occasionally see valuations land below contract price, which is worth planning for.